Your book
| Client | Opportunity | Book status | Next reminder | Balance | LTV (%) | Rate | Type | Monthly savings | Net benefit | |||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Upload a client database to see opportunities | ||||||||||||||
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Your account is pending verification. Please complete both sections below to verify your identity and confirm your mortgage agent licence. This tool is restricted to currently licensed agents and brokers.
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For compliance, only currently licensed agents and brokers may use this tool.
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Mortgage Data Mining Tool
| Client | Opportunity | Book status | Next reminder | Balance | LTV (%) | Rate | Type | Monthly savings | Net benefit | |||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Upload a client database to see opportunities | ||||||||||||||
| Fit | File ID | Lender | Balance | LTV (%) | Convertible equity | Non-Ded. Interest/yr | Amort Left |
|---|
| Amortization | - |
| Remaining Term | - |
| Posted Rate (Current) | - |
| Rate differential | - |
| IRD Penalty | - |
| 3 Months Interest | - |
Making a lump sum prepayment before breaking could significantly reduce the penalty. The Prepayment Optimizer can show you exactly how much.
A free value estimate from MDMT's in-house model, tuned to this property's own area and type, with a confidence range, not just a number. A planning estimate, not an appraisal.
Shows your sent texts and client replies linked to this client's phone numbers. STOP/HELP keywords don't appear here.
Sends server-side from your email address (audit-logged). Falls back to opening your email app if server-send is unavailable.
Sends server-side via Twilio (audit-logged, suppression-checked). Falls back to Messages app if Twilio is unavailable.
| Strategy | Interest saved (over term) |
Interest saved (to payoff) |
Amort Reduction |
Balance at Renewal |
Out of |
Penalty Reduction |
|---|
Set your profile once. Your details will populate the compliant email signature on all outreach emails.
Default app (Outlook, Apple Mail, etc.) sends from your work email automatically. Gmail uses whichever account you're logged into.
Appended to every outbound text. Blank = default "- {Your Name}, {Brand}".
* Required fields
View rate change trends over time for selected lenders.
No rate history data available for this lender. Update rates to start tracking trends.
Open the mortgage statement or commitment, select all the text (Ctrl/Cmd‑A), copy it, and paste below. Nothing leaves your computer. The text is read right here in your browser. Always review the filled fields before saving.
Fields marked with * are mandatory.
Import multiple mortgage files from a CSV or Excel spreadsheet. Your file should have column headers in the first row.
We auto-mapped your columns. Adjust if needed. Fields marked * are required.
Click "Run all tests" to validate penalty calculations against known-good results.
What counts as an opportunity for your business. The nightly opportunity scan measures every deal in your book against these numbers.
Every authenticated request to the MDMT API is recorded here. The most recent 100 events for the selected day are shown. Use this to spot unusual access patterns, failed logins, or master-key activity. All times are in your local browser timezone; the server records in UTC.
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Every successful sign-in to MDMT is recorded with the user's license, IP, country (via Cloudflare), and device fingerprint (user-agent string). Use this to spot unusual access patterns or potential license sharing. Sessions slide on activity and expire after 8 hours of idle; revoking a license also kills its live sessions immediately.
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Client-side errors recorded by this browser only. Stored
locally (encrypted) and capped at the most recent
500 entries. Useful for debugging UI
failures; for server-side issues check
journalctl -u mdmt on the droplet.
| Timestamp | Type | Message | IP |
|---|---|---|---|
| Loading... | |||
Review and edit before sending. The actual content sent (and recorded in the audit log) is whatever's in the fields below when you click Send now.